DIFC ยท DEWS ยท Workplace Savings

DIFC Gratuity Calculator 2026: DEWS Contributions
DIFC end-of-service calculator

Estimate DIFC DEWS employer contributions (5.83% of basic salary up to 5 years, 8.33% after) and understand how DEWS replaced the traditional gratuity.

Basic salary onlyPDF result downloadReviewed October 2026

๐Ÿ“ˆ DEWS contribution calculator

Minimum employer contributions: 5.83% of basic (up to 5 years), 8.33% (after 5 years)

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Enter your basic salary and years in DEWS.

In DIFC, most employers no longer pay a lump-sum gratuity at the end of service for service covered by DEWS. Instead they pay at least 5.83% of your monthly basic salary into the DIFC Employee Workplace Savings (DEWS) plan for up to five years of service, and 8.33% after five years. Your DEWS balance, including investment returns, is your end-of-service benefit for that period.

DIFC is not a MOHRE mainland case. Check your DEWS statement for the real balance. Disputes go through DIFC processes and the DIFC Courts, not MOHRE.
FREE ZONE RULES

How gratuity works in Dubai International Financial Centre

DIFC has its own employment law. Since DEWS launched in 2020, employers make monthly defined contributions instead of accruing a final-salary gratuity (unless they use another approved Qualifying Scheme). The DEWS minimum rates were designed to broadly match the old gratuity accrual: 5.83% of basic is about 21 days a year, and 8.33% is about 30 days a year.

  • Minimum employer contribution: 5.83% of monthly basic salary for up to 5 years of service.
  • Minimum employer contribution: 8.33% of monthly basic salary for service beyond 5 years.
  • Contributions are paid by the employer and are not deducted from your salary. You can add voluntary contributions.
  • Your benefit is the DEWS account value, which includes investment returns and fees, not a final-salary formula.
  • Gratuity accrued for service before DEWS may be handled separately from DEWS contributions.

DEWS vs a mainland gratuity

A mainland employee's gratuity is worked out from the last basic salary when the job ends (see the UAE gratuity calculator). DEWS builds up month by month from the salary in each month. For a full explanation, read what is DEWS, then compare free-zone rules on the free zone calculators hub.

DIFC gratuity FAQs

At least 5.83% of your monthly basic salary for up to five years of service, and 8.33% after five years, according to the DIFC DEWS Employer Executive Guide. Employers can pay more.
For service covered by DEWS, the monthly contributions replace the end-of-service gratuity. Gratuity accrued before DEWS can be handled separately, so check your settlement and DEWS statement.
No. The minimum contributions are paid by the employer on top of salary. Only voluntary contributions you choose to make are deducted from pay.
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Unpaid or short-paid? Read how to file a MOHRE complaint (mainland and federal-law free zones).