How UAE End-of-Service Gratuity is Calculated

A complete guide to the UAE gratuity formula, worked examples, contract type differences, salary components, and MOHRE rules — based on Federal Decree-Law No. 33 of 2021.

OVERVIEW — نظرة عامة

What is UAE end-of-service gratuity?

End-of-service gratuity (مكافأة نهاية الخدمة) is a mandatory lump-sum payment that every UAE private sector employer must pay to an eligible employee when their employment ends. Governed by Article 51 of Federal Decree-Law No. 33 of 2021 and supervised by MOHRE, it is one of the most important financial entitlements for the UAE's 3.5 million+ expatriate workforce.

Gratuity applies whether the employee resigned, was terminated, or reached contract expiry — provided they have completed at least one full year of continuous service. It applies across all emirates: Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain.

FORMULA — المعادلة الرسمية

The official UAE gratuity formula

Step 1 — Daily wage
Daily wage = Monthly basic salary ÷ 30
Step 2 — Gratuity by service tier
Years 1–5: Daily wage × 21 × years of service
Years beyond 5: Daily wage × 30 × (total years − 5)
Step 3 — Apply the cap
Total gratuity cannot exceed 24 × monthly basic salary (2 years' salary)
Years of serviceEntitlementFormula
Less than 1 yearNo entitlement
1 – 5 years21 days per yearDaily wage × 21 × years
Beyond 5 years30 days per year (for years beyond 5)(21×5) + (30× remaining years)
Maximum cap2 years' basic salary24 × monthly basic salary

Worked example A — AED 15,000 salary, 8 years

UAE employee terminated after 8 years · AED 15,000 basic salary
Daily wage: AED 15,000 ÷ 30 = AED 500
Years 1–5: AED 500 × 21 days × 5 years = AED 52,500
Years 6–8: AED 500 × 30 days × 3 years = AED 45,000
Cap check: 24 × AED 15,000 = AED 360,000 ✓ not exceeded
Total gratuity: AED 97,500

Worked example B — AED 8,000 salary, 3 years (resignation)

UAE employee who resigned after 3 years · AED 8,000 basic salary
Daily wage: AED 8,000 ÷ 30 = AED 266.67
Years 1–3: AED 266.67 × 21 days × 3 years = AED 16,800
Note: Under 2022 law, resignation = full gratuity. No reduction applied.
Total gratuity: AED 16,800
UNLIMITED CONTRACT

عقد غير محدد المدة

Open-ended contracts with no fixed end date — the standard before the 2022 labour law reform.

  • Full gratuity after 1+ year of service
  • Resignation: full entitlement retained (2022 law)
  • Termination: full entitlement applies
  • 21 days/yr for years 1–5, 30 days/yr thereafter
LIMITED CONTRACT

عقد محدد المدة

Fixed-term contracts — all new UAE employment contracts since February 2022 are limited by law.

  • Full gratuity on completion or termination
  • Resignation: full gratuity if 1+ year served
  • Same calculation formula as unlimited
  • Employer may seek compensation for early exit
FREE ZONES & EXCEPTIONS

DIFC, ADGM, and free zone exceptions

Most UAE free zones (JAFZA, DMCC, DIC, Dubai Silicon Oasis, Sharjah Media City) follow the standard UAE labour law gratuity rules. However, two major financial free zones operate under separate frameworks.

DIFC — Dubai International Financial Centre

DIFC employees are covered by the DEWS (DIFC Employee Workplace Savings) scheme — a mandatory monthly employer contribution to investment funds, replacing traditional lump-sum gratuity.

ADGM — Abu Dhabi Global Market

ADGM operates under its own Employment Regulations 2019. End-of-service benefits may differ from mainland UAE calculations and should be verified with the ADGM HR authority directly.

Always verify your free zone's specific rules and review your employment contract carefully. When in doubt, consult your free zone authority or a UAE employment lawyer.
PART-TIME WORKERS

Gratuity for part-time employees

Under Cabinet Resolution No. 1 of 2022, part-time employees working under a valid UAE employment contract are entitled to prorated gratuity based on contracted hours compared to a full-time role.

Part-time gratuity formula
Part-time gratuity = (Part-time contracted hours ÷ Full-time hours) × Full-time gratuity amount
GCC COMPARISON

How UAE gratuity differs from Saudi Arabia

FactorUAE 🇦🇪KSA 🇸🇦
Wage basisBasic salary onlyActual wage (basic + allowances)
First 5 years21 days/yearHalf month/year
After 5 years30 days/yearOne full month/year
Resignation impactNo reduction — full gratuityTiered reductions (2–10 yrs)
Gratuity cap2 years (24 months)No cap
Payment deadline14 days after last working dayUpon final settlement

Related searches — UAE gratuity keywords

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